Terms of Service

These Terms of Service ("Terms") govern your use of finbrofinance.com (the "Site"), operated by MARKETCRAFT LLC. By using the Site, you agree to these Terms. If you do not agree, do not use the Site.

Use of the Site

You may use the Site for lawful purposes only. You agree not to interfere with the Site's operation, attempt to gain unauthorized access, scrape content at scale, or use the Site to transmit malicious code.

Intellectual Property

All content on the Site — text, graphics, logos, images, and software — is the property of MARKETCRAFT LLC or its licensors and is protected by copyright and trademark law. You may not reproduce or redistribute it without written permission.

No Financial Advice

All content, tools, calculators, models, and community discussions on this Site are for educational and informational purposes only. Nothing on the Site constitutes financial, investment, legal, or tax advice, or a recommendation to buy or sell any security. MARKETCRAFT LLC is not a registered investment adviser or broker-dealer. Investing involves risk, including possible loss of principal. Past performance does not guarantee future results. You are solely responsible for your investment decisions.

Subscriptions, Billing & Cancellation

Paid plans automatically renew at the end of each billing period (monthly or yearly, per the plan you select) and your payment method is charged at the then-current rate until you cancel. You may cancel at any time from your account's billing portal; cancellation takes effect at the end of the current billing period. Except where required by law, fees are non-refundable. We will notify you before any price change takes effect.

Disclaimer of Warranties

The Site is provided "as is" and "as available" without warranties of any kind, express or implied, including accuracy, availability, merchantability, and fitness for a particular purpose.

Limitation of Liability

To the maximum extent permitted by law, MARKETCRAFT LLC will not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Site. Our total liability for any claim relating to the Site will not exceed the greater of $100 or the amounts you paid us in the twelve months before the claim arose.

Indemnification

You agree to indemnify and hold harmless MARKETCRAFT LLC from claims arising out of your misuse of the Site or violation of these Terms.

Governing Law

These Terms are governed by the laws of the State of New York, without regard to conflict-of-law rules. Any dispute will be resolved in the state or federal courts located in New York, and you consent to their jurisdiction.

Changes

We may update these Terms from time to time. Continued use of the Site after changes take effect constitutes acceptance of the revised Terms.

Contact

MARKETCRAFT LLC — legal@themarketcrafters.com